浅析商业银行贷款新规的实施情况  

Analysis of Commercial Bank Loans the Implementation of New Regulations

作　　者：万小影[1] 

机构地区：[1]江西财经大学,江西南昌330013

出　　处：《物流工程与管理》2011年第2期108-110,共3页Logistics Engineering and Management

摘　　要：2010年2月,中国银监会陆续颁布了"三个办法一个指引("以下简称贷款新规),旨在提高商业银行的信贷风险管控能力,实现精细化信贷管理模式。2010年底银监会对各商业银行贷款新规的实施情况进行了调查,文中结合商业银行的实际情况,就贷款新规对商业银行经营管理发挥的作用影响以及遇到的问题进行简要的分析,并提出相应的对策建议。February 2010,the CBRC has promulgated the ＂three ways a guide＂（hereinafter referred to as loans new regulations）,aimed at improving the commercial bank＇s credit risk management and control capacity,fine credit management.End of 2010,China Banking Regulatory Commission on the commercial bank loans the implementation of new regulations were investigated with the commercial banks in the actual situation of the new regulations for loans of commercial banks to play a role in the management of the problems and a brief analysis and Propose corresponding countermeasures.

关 键 词：三个办法一个指引 实贷实付 问题 对策建议 

分 类 号：F830[经济管理—金融学]