中小企业信用担保机构的信用与风险管理问题探讨  

作　　者：赵国忻[1] 

机构地区：[1]浙江金融职业学院,浙江杭州310018

出　　处：《浙江金融》2011年第2期73-75,共3页Zhejiang Finance

基　　金：浙江省2010年度浙江省哲学社会科学规划立项课题"民营经济金融生态环境研究"(课题编号:10CGYD47YB)的阶段性成果

摘　　要：信用与风险管理是中小企业信用担保机构立足于市场并持续发展的根本保证。本文从信用担保机构的目标客户特性及职能定位、担保项目组合、协调银保风险共担关系等三个层面分析得出,增强规模实力是中小企业信用担保机构提升信用和风险管理能力的基础,并提出相关建议。Credit and risk management are fundamental for credit guarantee organizations to ensure their existence and consistent development.By analysing the target customer and function positioning,guarantee programmes portfolio,the relationship with banks of guarantee organizations,we draw a conclusion that increasing capital scale is the base to promote their credits and risk management ability.Finally some suggestions were proposed.

关 键 词：信用担保 规模 信用 风险管理 银担关系 

分 类 号：F830.39[经济管理—金融学]