美国的负债消费与金融危机  

American Credit Consumption Pattern and Financial Crisis

作　　者：周玲玲[1] 

机构地区：[1]吉林大学马克思主义学院,吉林长春130012

出　　处：《长春师范大学学报（人文社会科学版）》2011年第2期21-23,共3页Journal of Changchun Teachers Coliege

基　　金：教育部人文社会科学研究基金项目(09YJC710026)

摘　　要：美国的负债消费模式是顺应巨大的工业化生产能力的发展逐渐形成的,这一模式的形成使美国经济增长由"生产推动"过渡到"消费驱动"。过度的金融衍生品交易将信贷市场风险引向资本市场,形成系统性风险,最终导致了危机的爆发。美国的消费模式与危机的发生为消费模式转型的中国提供了一些有益的启示。American consumption pattern has been formed gradually in the process of complying with the expansion of industrial production, which made American economic growth mode transform from production - fuelled to consumption - fuelled. Excessive financial derivatives transaction led financial risks from credit market to capital market, formed the systematic risk, and at last caused the outbreak of crisis. American consumption pattern and the crisis could enlighten Chinese development in the transformation of consumption pattern.

关 键 词：负债消费 次级抵押贷款 金融衍生品 金融危机 

分 类 号：DF96[政治法律—国际法学]