美国银行并购的反垄断规制及对中国的启示  

On the Antitrust Policy of Banks Mergers in America and its Implications to China

作　　者：王国红[1] 

机构地区：[1]湖北经济学院金融学院湖北金融发展与金融安全研究中心,湖北武汉430205

出　　处：《湖北经济学院学报》2011年第2期29-36,共8页Journal of Hubei University of Economics

基　　金：2009年度国家社科基金项目(09CJY048)

摘　　要：1963年拉开了美国银行并购的反垄断规制的序幕。到目前为止,美国已建立起了较为完善的银行并购的反垄断规制体系。文章通过分析美国银行并购的反垄断规制的缘起、方法与其特征,指出中国应借鉴美国的经验,构建自身的银行并购的反垄断规制体系,包括:(1)以"合理原则"为反垄断分析的核心原则;(2)民族金融竞争力的提高作为银行并购的反垄断目标;(3)高效的组织管理体系和合作有序的管制协调机制;(4)制订《银行并购法》作为银行并购的指引;(5)科学合理的对竞争效果的经济分析体系;(6)激励性和约束性相容的反垄断规制政策;(7)规制政策应具有前瞻性和灵活性。American antitrust practice in banks mergers began in 1963.So far,the United States has established a relatively sound antitrust system of banks mergers.Through analysis of its origin,methods and features about American antitrust policy of banks mergers,this paper points out that China should draw on experience of the United States to build Chinese own antitrust regulations system,which includes：（1）＂reasonable rule＂ as the core principles for the antitrust Analysis;（2）national financial competitiveness objectives as the antitrust goals of banks mergers;（3）efficient organization and management system and cooperative and orderly regulation coordination mechanism;（4） ＂Banks mergers law＂ as the banks mergers guidelines;（5）scientific and reasonable economic analysis system on competition effect;（6）antitrust policy compatible incentive and restriction;（7）regulation policy should be forward-looking and flexibility.

关 键 词：银行并购 反垄断 规制政策 

分 类 号：F830.3[经济管理—金融学]