中小企业融资性担保风险防控机制研究  

The Study on Safeguarding and Risk Controlling Mechanism for SME's Financing Guarantee

作　　者：臧博[1] 何永新[2] 

机构地区：[1]武汉大学法学院,湖北武汉430072 [2]军事经济学院襄樊分院,湖北襄樊441118

出　　处：《太原理工大学学报（社会科学版）》2011年第1期77-81,共5页Journal of Taiyuan University of Technology(Social Science Edition)

摘　　要：资金短缺、融资难是中小企业发展面临的主要困难,融资性担保机构对于中小企业向银行业金融机构贷款起着重要的作用。文章从融资性担保贷款的风险成因出发,分析中小企业、融资担保机构与银行业金融机构三者的关系,进而提出构建理想的融资性担保贷款风险防控机制。The main difficulties for Small and Medium-sized Enterprises（SME＇s） are the capital shortage problem and the financing difficulties.Financing guarantee company holds an important role on commercial banks loan to SME＇s.From the the possible risk of financing guarantee loan,author analyze the relationships among SME＇s,financing guarantee company and commercial banks.Furthermore,we put forward a concrete safeguarding and risk controlling system for financing guarantee loan.

关 键 词：融资性担保 担保模式 反担保 再担保 

分 类 号：D912.28[政治法律—民商法学]