商业个人贷款审批知识表示及推理  

Business Personal Loan Approval Knowledge Representation and Reasoning

作　　者：李广明[1] 

机构地区：[1]上海金融学院信息管理学院,上海201209

出　　处：《计算机技术与发展》2011年第4期149-151,155,共4页Computer Technology and Development

基　　金：上海市优秀青年教师资助课题(SJR08018);上海市教委科研创新资助课题(09YZ407)

摘　　要：以商业贷款中的个人贷款审核为研究和应用背景,基于语义本体模型,建立商业个人贷款本体,对其结构、概念、概念属性进行了规范的描述。并从个人贷款的领域知识中提取了概念属性的值域公理等内容;总结归纳了个人贷款的业务规则,并定义了相应的逻辑谓词和原子谓词表达式表达,用于个人贷款审批规则的知识表示和推理。解决了个人贷款审批业务领域中的对象和业务规则的标准化表示与推理,为计算机智能审批个贷申请提供异构信息共享和智能推理技术支持。In the background of commercial personal loans,based on the techniques of semantic ontology model,established commercial personal loans ontology,descript concept,properties,structure standard and extracted concept properties range axiom something from the knowledge field from personal loans.Summed up the personal loan business rules,and defined the corresponding logic predicate and based predicate logic expressions for personal loan approval rules knowledge representation and reasoning.Solved information and processing rules for knowledge representation and reasoning in the field of personal loan approval business.Provided heterogeneous information sharing and knowledge reasoning intelligent for computer system.

关 键 词：个人信贷 本体 知识表示 推理 

分 类 号：TP311[自动化与计算机技术—计算机软件与理论]