个人住房抵押贷款的还款方式比较研究  

Research on Personal Housing Mortgage Loan Repayment

作　　者：李燕娥[1] 

机构地区：[1]上海应用技术学院经济与管理学院,上海200235

出　　处：《上海应用技术学院学报（自然科学版）》2010年第4期324-327,共4页Journal of Shanghai Institute of Technology: Natural Science

摘　　要：随着我国住房制度改革,商品房买卖已成为巨大的市场。绝大部分购房者都会选择住房抵押贷款,不同的住房抵押贷款的还款方式各有利弊。各种还款方式的月还款额和利息总负担不同,提前还款和还款期内利息变动对各种还款方式的影响也有差异。With the reform of housing policy,trading of housing has become a huge busiuess.Most buyers choose mortgage loans,different mortgage repayment methods have their advantages and disadvantages.The calculation of the various repayment and interest burden for different methods,the early repayment and change of interest during the repayment period and the impact of various payment methods are different.

关 键 词：住房抵押贷款 还款方式 利息 提前还款 

分 类 号：F832.4[经济管理—金融学]