财产性收入的影响因素:基于江苏数据的解释  

Property Income Influencing Factors:An Economic Explanation Based on Jiangsu's Data

作　　者：李子联[1] 黄瑞玲 

机构地区：[1]南京大学经济学院,江苏南京210093 [2]江苏行政学院世界经济与政治教研部,江苏南京210004

出　　处：《上海立信会计学院学报》2011年第2期64-71,共8页Journal of Shanghai Lixin University of Commerce

基　　金：国家社会科学基金项目(09BJY001);国家自然科学基金项目(70873052);江苏社会科学基金项目(08EYB014)

摘　　要：文章对经济发展水平、风险意识、结构性因素、制度性因素和不确定因素等影响居民财产性收入的潜在因素进行了实证检验,结论显示:第一,对于多余的可支配收入,江苏省居民更愿意将其配置于财产性投资,而非生活消费第二,作为风险管理能力的体现,风险意识的加强对于财产性收入的提高具有重要的意义第三,财产性收入与居民文化程度的关系不是很大。第四,在制度性因素中,外汇制度改革和社会保障制度的完善提高了江苏省居民的财产性收入,而金融制度改革的影响则是消极的第五,包括通货膨胀、经济危机和自然灾害等在内的不确定性事件与居民财产性收入的关系具有"逆事实"特征,但不具普遍性。The paper has carried out empirical demonstration on the lurking factors affecting resident property income such as economic development level, risk mental consciousness, structure factor, system factor and uncertain factor. The findings show： First, the residents in Jiangsu province prefer property investment to individual consumption with regard to unnecessary disposable income. Secondly, embodiment as risk administration ability, strengthening the risk awareness has important significance to the increasing of property income. Thirdly, property income hasn＇t demonstrated strong relation with residents＇ education level. Fourthly, in system factor, reform of foreign currency system and the social security system improvement and perfecting have raised property of Jiangsu province residents＇ invisible income, but the effect of finance system reforms has been inactive. Fifthly, the relation between resident property income and uncertainty event including inflation, economic crisis and natural calamities has characteristics of ＂inverse fact＂, but it has no universality.

关 键 词：财产性收入 影响因素 经济解释 实证检验 

分 类 号：F812.41[经济管理—财政学]