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作 者:徐春兰[1]
机构地区:[1]江苏省社会科学院<江海学刊>杂志社,南京210013
出 处:《西北人口》2011年第3期53-57,共5页Northwest Population Journal
基 金:江苏省社会科学基金项目"江苏人口老龄化与基本养老保险基金平衡问题研究"(列项编号:07EYB044)的部分研究成果
摘 要:养老保险基金收支平衡是养老保险制度正常运行的基础,保持养老保险基金长期的收支平衡是养老保险制度运作的根本目标。江苏省作为我国经济发达省份,基本养老保险基金收支失衡严重,具体体现在:基金需求加大、支出增加;基金区域间发展不平衡;个人账户"空帐"日益严重;基金收支缺口不断扩大等。本文在对江苏省基金收支失衡分析的基础上,对基金收支失衡进行了历史因素、社会因素、制度因素、经济因素等四个方面的原因分析。为实现江苏省基本养老保险基金收支平衡,本文提出了切实、可行的对策建议,例如:提高社会劳动生产率;缩减隐性债务;差别化逐步做实"个人账户";扩大养老保险覆盖面、提高基金征缴率;确保基金保值、增值等。The endowment insurance fund balance is the basis for the normal operation of the system,and to maintain the endowment insurance fund long-term balance is the fundamental objective of the system operation.Jiangsu Province as our country's economical developed province,its basic endowment insurance fund is serious unbalanced,such as:The fund demand enlarges,the disbursement is increase;The fund regional development is not balanced;Individual account "spatial account" is serious day by day;The fund gap expands and so on.On this foundation,this article has carried on the reason analyses in four aspects,such as:the historical factor,the social factor,the system factor,and the economic factor and so on.In the above,to realize Jiangsu Province basic endowment insurance fund balance,this article proposed the feasible countermeasures,such as:Raises the productivity of social labor,Deflation recessive debt;The differentiated makes the "individual account" reality gradually;The expansion of endowment insurance coverage,and enhances the fund to draft giving rate;Guarantees the fund store of value and so on.
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