社会信用体系:中国高效建立征信系统的模式  

Social Credit System: China′s Model for Efficiently Establishing Credit Reference System

作　　者：林钧跃[1] 

机构地区：[1]中国市场学会学术委员会,北京100054

出　　处：《征信》2011年第2期1-7,共7页Credit Reference

摘　　要：对广义征信、信用管理行业、国家信用管理体系和社会信用体系等经常被模糊的概念进行梳理,分析中国式"征信"概念的变迁及其对广义、狭义征信行业的形成和发展所产生的重要影响,重点讨论社会信用体系的概念、框架设计、运行原理以及我国社会信用体系的十年发展成果,在此基础上,提出构建征信系统的"中国模式",并指出这个模式的特点和适用性。Such conceptions that are often confused, as credit reference in broad sense, credit management industry, the state credit management system and social credit system are to be sorted out, and an analysis is made on the evo- lution of Chinese - style ＂credit reference＂ concept and its important impact upon the formation and development of the credit reference industry in a broad and narrow sense, focusing on the concept, framework design, operation principles of social credit system and a decade achievement of social credit system development in China. Hence, a proposal is made to build a credit system of ＂China model＂ with indication of the features for it and its applicability.

关 键 词：征信 征信系统 国家信用管理体系 社会信用体系 中国模式 

分 类 号：F832.4[经济管理—金融学]