金融联结:农村金融边界的扩展  

Financial Linkage:Expansion of Rural Financial Boundaries

作　　者：杨雪[1] 

机构地区：[1]中国人民银行成都分行,四川成都610041

出　　处：《金融发展研究》2011年第5期28-33,共6页Journal Of Financial Development Research

摘　　要：本文对金融联结的研究及实践动态进行了概述和探讨。具有长尾特征的农村金融市场需要对应不同的金融供给模式,金融联结可以实现正规与非正规金融的优势互补和利益共享,并有效扩展农村金融服务的边界,是一种推动金融资源要素向农村配置,促进农村金融服务向下惠及延伸的路径选择,这为我们重新审视非正规金融的作用以及农村金融制度安排提出了新的视角。This paper summarizes and studies the development of financial linkage theory and practice.Different modes of financial supply are required in the rural financial market with long-tail characteristic.Financial linkage is a strategic partnership between financial and nonfinancial institutions that results in expanded access to rural areas.Their cooperation can complement each other and share of benefits.Financial linkage is strategic path through which more financial resources are allocated to rural areas.This is a new perspective while we re-examine the role of more nonfinancial institutions and the development of rural financial system.

关 键 词：金融联结 农村金融 长尾 

分 类 号：F830.34[经济管理—金融学]