宏观审慎监管框架下中国金融监管的政策选择——基于巴塞尔协议Ⅲ的视角  

The Policy of Financial Regulation in China under the Macro-Prudential Framework from the Angle of BASEL III

作　　者：刘扬[1] 

机构地区：[1]财政部财政科学研究所,北京100031

出　　处：《当代经济管理》2011年第6期87-91,共5页Contemporary Economic Management

摘　　要：此次国际金融危机爆发后,全球各主要经济体都深刻认识到,维护金融体系稳定迫切需要在现有微观审慎监管的基础上进一步加强和完善以宏观审慎监管为主要内容的金融监管体系。巴塞尔协议Ⅲ对全球银行业控制系统性风险、维护金融系统稳定提出了更严格的监管要求。文章结合中国银行业的发展现状,通过对巴塞尔协议Ⅲ主要内容的梳理,对金融监管机构如何在遵循巴塞尔协议Ⅲ的基础上构建有中国特色的宏观审慎监管制度框架、充分发挥银行业在促进经济发展中的重要作用提出了意见和建议。After the outbreak of the global financial crisis, most of the main economic entities have realized that it is badly necessary to reinforce and perfect the existing financial regulation system with the macro-prudential regulation as the main content integrating with the micro-prudential regulation to maintain the stability of the financial system. Basel Ⅲ has made much more severe regulations for the global banking industry, controlling the systematic risk and maintaining the stability of the financial system. Through reviewing the main content of Basel Ⅲ and considering the current situation of China banking, this paper puts forward some views and suggestions on how to structure the macro-prudential framework with Chinese characteristics so as to bring banking industry into full play in promoting the economic development.

关 键 词：宏观审慎 金融监管 系统性风险 

分 类 号：F832[经济管理—金融学]