农户参与森林保险意愿的实证分析——以江西为例  

An Empirical Analysis on the Households' Willingness to Participate in Forest Insurance——A Case Study in Jiangxi Province

作　　者：廖文梅[1] 彭泰中[1] 曹建华[2] 

机构地区：[1]江西农业大学经济贸易学院,南昌330045 [2]上海财经大学财经研究所,上海200433

出　　处：《林业科学》2011年第5期117-123,共7页Scientia Silvae Sinicae

基　　金：国家自然科学基金项目(70963006);教育部人文社会科学研究项目(10YJC630136);江西农业大学校基金研究项目(09003349);江西省社会科学规划项目(08YJ40)

摘　　要：对农户参与森林保险意愿进行实证分析,利用Logistic模型对影响农户参与森林保险的各个因素进行回归。结果表明:显著的变量有户主的年龄、家庭收入的主要来源、林业灾害带来的经济损失程度、农户的森林是否经历过灾害、农户对林业保险的了解程度、农户对森林保险的需求态度、森林保险的索赔额度、农户对森林保费的态度、国家补贴保费下的参保态度。The study makes an empirical analysis of households＇ willingness to participate in forest insurance by adopting the Logistic model.The result of regression indicates that the significance variables include householders age,their main source of household income,extent of economic losses caused by disasters,whether households have experienced forest disasters or not,how much know about the forest insurance,what attitude hold toward the demanding of forest insurance,what attitude hold toward forest insurance premiums,how much insurance can compensate,what willingness to participate in such insurance programs with state-subsidies.

关 键 词：森林保险 意愿 LOGISTIC模型 农户 

分 类 号：F326.2[经济管理—产业经济]