资源型城市金融锁定与反锁定研究——以铜陵市为例  

Study on Financial Fixation and Anti--fixation of Resource-type City——based on empirical research of Tongling city

作　　者：金利娟[1] 权俊良[2] 李华[1] 

机构地区：[1]铜陵学院,安徽铜陵244000 [2]中国人民银行铜陵市中心支行,安徽铜陵244000

出　　处：《铜陵学院学报》2011年第2期27-30,共4页Journal of Tongling University

基　　金：铜陵学院2009年度校地合作专项资助项目<资源型城市金融锁定与反锁定研究--以铜陵市为例>(编号:2009tlxyxdz038)研究成果

摘　　要：文章以资源型城市铜陵市为例,运用实证分析方法,对铜陵市十余个行业资金配置效率进行排序,并通过与EVA(经济增加值)回报率排序进行比较分析,来探讨资源型城市的金融锁定与反锁定安排。认为在资源型城市中,金融服务较为集中于以资源为主导的行业,产业结构制约了金融资源配置的优化,欠佳的信贷结构又反过来加深了产业结构的锁定。其次银行业金融机构要想在资源型经济中获得可持续发展,就不能固守单一追求效率原则。一方面通过信贷结构的调整,推动产业的转型和优化升级,延伸产业链,提升产品附加值;另一方面通过实施金融资源重置,谋划新兴工业化经济发展战略,打破传统的过度依赖于少数几个产业的瓶颈。The paper discusses Financial Fixation and Anti-fixation of Resource-type City through empirical research,taking Tongling city as example.Allocative efficiency of the capital of more than ten industries in Tongling city was analyzed through sorting and comparative analyzing the rate of return of EVA（Economic Value Added）.Firstly,We think that more financial service focus on resource industry than other＇s in Resource—type City,which lead to bad result that industrial structure restrict the optimization of financial resource allocation,on the return,not—good—enough credit structure strengthens the lock of industrial structure.Secondly,banking institutions that want to obtain sustainable development in resource economy must not stick only to efficiency principle.On the one hand, credit structure must be adjusted to promote the transforming and upgrading of Tongling＇s industries,extend industry chain,elevate value—added;on the other hand,financial resot,rce must be reset to scheme th.developing strategy of newly industrialized economies through attacking the traditional limitations about too depending on only few industries.

关 键 词：资源型城市 金融锁定 金融反锁定 

分 类 号：F290[经济管理—国民经济]