现代金融制度的演化逻辑及其困境解析  

On the Evolution Logic of the Modern Financial System and Its Dilemma

作　　者：张书清[1] 

机构地区：[1]清华大学公共管理学院,北京市100084

出　　处：《中国流通经济》2011年第7期115-121,共7页China Business and Market

摘　　要：通过对现代金融制度形成的社会背景及其演化的理论依据进行分析可知,以自由平等、权利优先、个体本位为原则构建的金融法促进了金融资源的优化配置和社会财富的极大增长。但与此同时,金融危机爆发与利益冲突加剧给现代社会带来的负面影响,也迫使人们对导致现代金融制度困境的根源进行反思。正是由于对主体自由和目的理性的过度依赖,才使物竞天择与优胜劣汰的自然生存法则成为了金融领域的现实写照,背离了金融法对自由与平等价值目标的追求,形成了所谓的现代性悖论。Through the analysis of the social background and evolutionary logic,the modern financial system,which based on the principle of liberty,equality,primary of rights,individual standard,has promoted the optimum distribution of financial resources and growth of social wealth.But meanwhile,the negative effects of the financial crisis and the conflicts of interest to modern society are also forcing people to reflect on the reasons for the dilemma of the modern financial system.Because of the excessive depending on subjectivity and purpose reason,the natural rules of survival of the fittest became the reality of financial markets,which deviated from the financial system goals of pursuing freedom and equality.And the result is the formation of modernity＇s paradox.

关 键 词：金融制度 演化逻辑 负面影响 现代性悖论 

分 类 号：F830.2[经济管理—金融学]