试论汽车消费贷款保证保险的风险控制  

On the Risk Control of Car Loan Guarantee Insurance

作　　者：童元松[1] 

机构地区：[1]无锡市广播电视大学经济管理系,江苏无锡214021

出　　处：《十堰职业技术学院学报》2011年第3期38-40,共3页Journal of Shiyan Technical Institute

摘　　要：汽车消费贷款保证保险面临的风险包括信用风险、道德风险及不正当竞争的风险等等。保险公司须要建立起汽车消费贷款保证保险的信用评估制度,防范被保险人商业银行和自身的道德风险,并规范市场竞争秩序。Car loan guarantee insurance risks include the risks of credit,moral hazard,the unfair competition and so on.Insurance companies need to set up credit assessment system of car loan guarantee insurance,so as to avoid the moral hazards of the insured commercial banks themselves and standardize the market competition order.

关 键 词：汽车消费贷款 保证保险 风险控制 

分 类 号：F840[经济管理—保险]