民间借贷融资担保风险之法律研究  

The Legal Studies on Financing Guarantee Risk of Private Loans

作　　者：臧博[1] 何永新 

机构地区：[1]武汉大学法学院,湖北武汉430072 [2]军事经济学院襄樊分院,湖北襄阳441118

出　　处：《北京化工大学学报（社会科学版）》2011年第2期21-25,共5页Journal of Beijing University of Chemical Technology(Social Sciences Edition)

摘　　要：民间借贷担保是我国融资担保体系的重要组成部分之一。随着担保体系的逐步完善,其得以快速发展的同时也存在诸多法律风险。建立完善的法律制度体系,防范民间借贷融资担保的风险,可以使得融资担保的三方主体能够在良好法律机制的制约下得以互利发展。Nowadays, the financing guarantee of private loans in our country has become a vital force in financing guarantee systems. With the continuously adjusting the guarantee systems, the financing guarantee of private loans has confronted various legal risks, as well as kept the fast development speed. Therefore, from the aspect of commercialized financing guarantee company＇ attracting ordinary public to loan their money to the small and medium-sized enterprises, the author analyzes the relationships among the three parties, then points out the legal items which should be noted in private loans. Furthermore, the author puts forward the concrete legal suggestions on preventing and controlling risk in private loans.

关 键 词：民间融资担保 融资担保公司 风险防范 

分 类 号：D922.28[政治法律—经济法学]