统筹我国城乡居民医疗保险制度的对策研究  

Strategies for Suggestions on Overall Planning of Rural and Urban Medical Insurance in China

作　　者：石宏伟[1] 沈思思[1] 

机构地区：[1]江苏大学工商管理学院,江苏镇江212013

出　　处：《湖北农业科学》2011年第12期2589-2592,共4页Hubei Agricultural Sciences

基　　金：江苏省社会科学基金项目(08FXB003);江苏省"六大人才"高峰资助项目

摘　　要：现行的城乡居民医疗保险制度建设虽取得了明显成就,但在医疗保险城乡分治的过程中也存在一些问题,如政府责任缺失、资源浪费严重、制度衔接困难、统筹层次低等,人为地造成医疗保险制度的城乡二元格局,违背了城乡统筹发展的基本要求。因此,建议通过加强政府责任、统一管理机构、实现城乡衔接与多层次医疗保险制度、提高统筹层次、完善医疗救助制度等方式,进行城乡居民医疗保险的统筹,逐步实现建立城乡一体化的全民覆盖医疗保险制度的目标。The current implementation of rural and urban basic medical insurance system had got obviously achievement,but the segmentation of rural and urban medical insurance had a negative impact on the process of balancing rural and urban areas,for instance,lack of governmental responsibility,serious waste of resources,difficult convergence of systems,and low-level coordination etcetera.It was artificially caused by the medical insurance system for rural and urban dual structure,which was contrary to the basic requirement of overall planning of urban and rural.Thus,there were some suggestions,for instance,strengthening government duties,integrating of administrative organization,achieving rural and urban cohesion and multi-level medical insurance system implementation,improving the overall planning level,enhancing the medical aid system and so on,to balance the urban and rural residents in medical insurance coordination,then gradually implementing the target of urban-rural integration and universal coverage of medical insurance system.

关 键 词：统筹 城乡居民 医疗保险制度 对策 

分 类 号：F840.684[经济管理—保险]