农村小额信贷理念与实践——基于黑龙江邮储银行的调研分析  

Theory and Practice of Rural Microfinance——Postal Savings Bank Based on Investigation and Analysis of Heilongjiang

作　　者：李友华[1] 毕家豪[1] 

机构地区：[1]东北农业大学经济管理学院,哈尔滨150030

出　　处：《哈尔滨商业大学学报（社会科学版）》2011年第4期56-59,共4页Journal of Harbin University of Commerce:Social Science Edition

摘　　要：根据国际理念与我们的农村实际,论述了农村小额贷款的含义与特征,分析了农村小额信贷理念的认可及其发展,论证了中国邮储银行农村小额信贷快速发展与其取得的成绩,指出中国邮储银行已成为中国农村小额信贷的主力军,是"延伸城乡金融最后一公里"的金融机构。According to our concept of rural reality, discusses the meaning of rural and microfinance, and analyzes the concept of rural micro - credit and development approval, demonstration of China Postal Savings Bank and its rapid development of micro -credit in rural areas made results, pointing out that China Postal Savings Bank has become the main force of China＇ s rural micro - credit is the ＂last mile extension of urban and rural finance,＂ financial institutions.

关 键 词：农村小额信贷 邮储银行 信贷理念 

分 类 号：F421.35[经济管理—产业经济]