艾滋病与商业医疗保险能否渐行渐近  

Can AIDS be Included in Business Health Insurance

作　　者：徐鹏[1] 徐芸中[2] 刘康迈[1] 吕繁[1] 

机构地区：[1]中国疾病预防控制中心性病艾滋病预防控制中心,北京100050 [2]潍坊医学院附属医院,山东潍坊261031

出　　处：《中国卫生经济》2011年第8期31-33,共3页Chinese Health Economics

基　　金：国家自然科学基金项目(71003089)

摘　　要：文章首先分析了我国艾滋病病人的医疗保障现状,明确了目前艾滋病"四免一关怀"政策和基本医疗保障制度在艾滋病医疗费用报销方面的局限性;继而分析了艾滋病与商业保险的关系演变、问题及难以纳入商业保险的原因。在此基础上,探讨了发展趋势:随着对艾滋病认识的提高、测算数据的丰富、市场的需要和社会各方的影响,艾滋病具有被商业医疗保险纳入的可能。The paper analyzed the present situation of AIDS patients＇ health care, identified the limitations of current ＇ Four Frees and One Care＇ policy and the basic medical insurance system on AIDS medical expenses reimbursement. The paper analyzed the evolution relationship and problems between AIDS and business health insurance, and then explored the reasons why AIDS is diffi- cult to be incorporated into business health insurance. Based on the analysis above, the paper explored the development trend, which is, with the increased awareness of AIDS, affluent estimated data, market needs and the impact of all sectors of society, it is probable that AIDS will be included in business health insurance.

关 键 词：艾滋病:商业医疗保险 

分 类 号：R197.1[医药卫生—卫生事业管理] F842.6[医药卫生—公共卫生与预防医学]