微型企业与商业银行关系的现状、成因与新型关系的构建  

作　　者：梅沁芳[1] 

机构地区：[1]义乌工商职业技术学院,浙江义乌322000

出　　处：《浙江金融》2011年第7期77-80,共4页Zhejiang Finance

摘　　要：在分析微型企业和商业银行关系现状的基础上对成因进行了系统分析,指出新型微型企业与商业银行之间关系应具备的特点和形成机制,试图通过构建新型信息平台解决银企业间信息不对称问题,创新信用评价体系实现安全合作,通过渗透性服务实现全方位合作,以构建微型企业与商业银行之间新型关系.Based on the presentation of current status of relationships between micro enterprises and commercial banks,this paper makes a systematic analysis of its reasons and points out the characteristics and formation mechanism that the new bank-enterprise relationships should have.This paper tries to solve the problem of information asymmetry through the construction of new information platform,achieve security and all-round cooperation by the innovation of credit evaluation system and permeable service.

关 键 词：微型企业 商业银行 关系 

分 类 号：F832[经济管理—金融学]