银行业低不良贷款率可持续吗——关于当前银行资产质量的若干思考  

Is Low Banking NPL Sustainable? Thoughts of the Bank Asset Quality

作　　者：黄红艺[1] 谭庆华[2] 

机构地区：[1]北京首创期货有限责任公司,北京100031 [2]中国建设银行股份有限公司,北京100033

出　　处：《金融发展研究》2011年第8期70-72,共3页Journal Of Financial Development Research

摘　　要：本文在对我国银行业资产质量现状进行初步分析的基础上,结合国际同业历史经验与目前宏观经济形势,对当前银行业资产质量进行全面深入分析,最后就如何加强新形势下的银行资产质量管理提出了若干原则与思路,以促进我国银行业资产质量稳定向好以及整个金融体系的持续稳健发展。On the basis of initial analysis of the banking asset quality, this paper gives a deep and comprehensive analysis on the banking asset quality in according with the international banks historical experience and the present macroeconomic en- vironment. At last, it gives some principles how to strengthen the management of banking asset quality in present new environment, which to promote the banking asset quality stabilization and improvement and the sustainable development of the whole financial system.

关 键 词：资产质量 风险管理 逆周期监管 

分 类 号：F830.33[经济管理—金融学]