规范非正规金融发展  

Regulating non formal finance development

作　　者：伍莉[1] 

机构地区：[1]宜春学院,江西宜春336000

出　　处：《特区经济》2011年第8期64-65,共2页Special Zone Economy

摘　　要：由于正规金融供给不足,而非正规金融以信息优势、成本优势、效率优势深受中小企业和农户偏好,在一定程度上缓解了资金缺口,促进了中小企业和农村经济的发展。但非正规金融也存在规模和范围狭小、道德风险、法制欠缺等问题;因此,要建立健全相关法律和制度,适度监管,规范非正规金融行为。Due to inadequate supply of formal finance,rather than the formal financial information-advantage,cost advantage,efficiency advantages of small and medium enterprises and farmers to popular preferences,to a certain extent,ease the funding gap,promoting SMEs and rural economic development.However,there are also non-formal financial scale and scope of the narrow moral hazard,lack of rule of law issues;so,to establish and improve relevant laws and systems,appropriate supervision,to regulate the informal financial activities.

关 键 词：非正规金融 规范 规模和范围经济 

分 类 号：F832.1[经济管理—金融学]