我国应选择什么样的金融体制  

Which Financial System Should China Choose?

作　　者：曹廷贵[1] 罗志华[1] 

机构地区：[1]西南财经大学,四川成都610074

出　　处：《南方金融》2011年第9期16-20,共5页South China Finance

基　　金：国家社会科学基金资助项目<财产性收入法律保障研究--理财市场监管法律制度构建研究>(项目编号:08XFX009)的阶段性成果

摘　　要：我国应该选择什么样的金融体制,是近年学术界和实务界非常关心的一个话题。针对国内的混业呼声,本文借鉴国际经验,根据我国金融体系的特征和金融体制选择的内生基础,提出了我国金融体制的选择标准,即"以确保金融体系安全为基础,以实现金融安全与效率统一为目标",适当控制"混业控股"的开放步伐,审慎对待负债型及隐性负债型金融机构与风险投资型金融机构之间的混业控股行为,适度限制银行与其他非银行机构之间的混业控股行为,继续以"分业经营、分业监管"作为我国金融业改革和发展的体制选择。It has been a highly concerned topic in both academic and business circles as to which financial system China should choose.Amid to the voice of mixed financial management,and according to the characteristics of China's financial system and Endogenous base selection of financial system,this paper advances the standards of choosing China's financial system:taking financial system security as a basis and the unification of financial security and efficiency as an aim.It suggests slowing down the opening of 'mutual holding',being cautious of the mixed holding operation of liability-run financial institutions and venture investment financial institutions,limiting the mixed holding of banks and non-bank financial institutions,and keeping to 'separate operation,separate supervision' as the system choice of China's financial reform and development.

关 键 词：金融体制 安全 效率 分业体制 混业体制 

分 类 号：F832.1[经济管理—金融学]