利率市场化对四大行的财务状况影响比较  

Comparision of the Influences of Interest Rate Marketization to the Financial Status of the Four Largest Banks

作　　者：张友先[1] 

机构地区：[1]中国银行国际金融研究所

出　　处：《银行家》2011年第8期60-63,6,共4页The Chinese Banker

摘　　要：伴随利率市场化的逐渐放开,我国商业银行传统靠利差的盈利模式必将随着改变,而作为占据我国银行资产半壁江山的四大国有商业银行在利率市场化进行中,其财务状况将受到那些冲击,本文将详尽解析。Through the openness of level of interest rate marketization, the traditional profit model of our commercial banks which are depending on the interest-rate spread should necessarily change simultaneously.We will find out the impacts of the Financial Statement Analysis of the Big Four Commercial Banks by Interest Rate Maketization.

关 键 词：利率市场化改革 影响比较 财务状况 社会主义市场经济体制 人民币贷款利率 十四届三中全会 市场资金供求 金融体制改革 

分 类 号：F822.0[经济管理—财政学] F832.3