检索规则说明:AND代表“并且”;OR代表“或者”;NOT代表“不包含”;(注意必须大写,运算符两边需空一格)
检 索 范 例 :范例一: (K=图书馆学 OR K=情报学) AND A=范并思 范例二:J=计算机应用与软件 AND (U=C++ OR U=Basic) NOT M=Visual
机构地区:[1]天津理工大学管理学院 [2]天津房友工程咨询有限公司
出 处:《金融论坛》2011年第10期73-79,共7页Finance Forum
摘 要:供应链金融是银行用于解决中小企业融资问题的新型金融产品。供应链金融成功实施的关键是建立专门针对中小企业的信用风险评价体系,对中小企业的信用风险进行客观、公正的评价。本文在界定基于供应链金融的中小企业的基础上,根据供应链金融的业务特性,提出了以融资主体信用风险评价、融资债项信用风险评价、宏观环境风险评价三个子评价体系组成的基于供应链金融的中小企业信用风险评价指标体系。经过三轮指标的筛选,最终甄选出38个指标构成基于供应链金融的中小企业信用风险评价指标体系,为金融机构进行信用风险评价提供借鉴。Supply chain finance is a new financial product for banks to solve the problem of SME financing. The key to implementing supply chain finance successfully is to construct a special assessment system of credit risks for SMEs and to assess the credit risks of SMEs objectively and impartially.This paper proposes a definition of SMEs on the basis of supply chain finance and then, according to the characteristics of supply chain finance, proposes an assessment index system, which is based on supply chain finance and is composed of three sub-evaluation system, i.e. the assessment of credit risks of financing institutes, the assessment of credit risks of financing debt and the assessment of macro-environment risks. After three rounds of index selection, 38 indicators are finally selected to form the assessment index system based on supply chain finance, which can be a reference for financial institutions to assess credit risks.
正在载入数据...
正在载入数据...
正在载入数据...
正在载入数据...
正在载入数据...
正在载入数据...
正在载入数据...
正在链接到云南高校图书馆文献保障联盟下载...
云南高校图书馆联盟文献共享服务平台 版权所有©
您的IP:216.73.216.249