浙江扶贫型农村互助资金会创新模式研究  

Analysis of innovation for the model of rural mutual-help funds for the poor in Zhejiang

作　　者：朱显岳[1] 陈旭堂[1] 

机构地区：[1]丽水学院经管学院,浙江丽水323000

出　　处：《浙江农业学报》2011年第5期1053-1057,共5页Acta Agriculturae Zhejiangensis

基　　金：浙江省教育厅课题(Y200909510)

摘　　要：扶贫型农村互助资金会是一种全新的金融创新模式,有效地破解了落后地区农户发展农业生产遇到的资金瓶颈问题。浙江扶贫型农村互助资金会以"社区性和非营利性资金互助合作组织"为组建原则,具有立足扶贫、共同出资、民主管理、抵押创新等特点。作者对其产生发展成因作出比较精确的描述,阐述扶贫型农村互助资金会的效用,并提出实现农村互助资金可持续发展对策必须推动"三社联动";引导民间资金进入;完善运行机制;建立健全法律法规等。The rural mutual-help fund for the poor is a new financial innovation mode. It effectively solved the bottleneck problem of capital of the development of agriculture industry for farmers in the less developed areas. The principle of organizing the Zhejiang rural mutual-help funds for the poor was based on community and non-profit capital mutual-support organization. Supporting the poor, joint contribution, democratic management and mortgage innovation are the basic features of the funds. This article precisely described the causes and the functions of the funds. Finally, the article gave some proposals to advance three-party linkage, to guide non-goverumental funding to participate, to improve the operational mechanism, and to establish and improve rules and regulations in order to realize the sus- tainable development of this fund.

关 键 词：浙江 扶贫 农村互助资金会 模式 

分 类 号：F32[经济管理—产业经济]