初中生理财现状与需求差异分析  

Variance Analysis of Junior High School Students' Financial Status Quo and Demands

作　　者：马志芳[1] 

机构地区：[1]扬州大学教育科学学院,江苏扬州225009

出　　处：《科教文汇》2011年第26期191-193,共3页Journal of Science and Education

摘　　要：本研究采用自编问卷《初中生理财现状及需求量表》对438名初中生进行调查,目的是了解初中生理财情感态度价值观、知识技能、过程方法、理财需求与性别、父母职业、父母学历、地区等方面的关系。结果发现:(1)男女生在理财现状和需求方面均没有显著性差异。(2)理财情感态度价值观、过程方法与年级之间存在显著性差异。理财知识技能、需求与年级之间存在非常显著性差异,且各个维度随着年级的升高均有所增强。(3)从理财需求这一维度上看,初中生理财需求与父母学历之间存在显著性差异。(4)家庭排行与初中生理财过程和方法存在显著性差异。理财情感态度价值与学生每月零花钱数量之间存在极其显著性差异。The study used the self-made questionnaire named financial status quo and demands of junior high school students and investigate 438 students,understanding the relations between the junior high school students＇ financial emotional attitudes, values,knowledge,skills,process, methods,financial needs and gender,parents＇ occupation,the degree of the parents＇ education. The research shows following results.（1）In gender,there is no significant difference between female and male students about the financial situation and needs.（2）The grade is not only correlated to the financial emotional attitude,values and process method but also distinctly correlated to financial management knowledge, skills and requirements.With the rise of grade its each dimension improves.（3）In the dimension of financial needs there is significant difference between students＇ the financial needs and parents＇ schooling significantly.（4） Family ranking is correlated to the financial management process and methods. Result also reveals that the relation between the emotional attitude value and their allowance is strong evidently.

关 键 词：理财现状 理财需求 差异分析 

分 类 号：G444[哲学宗教—心理学]