艺术品与银行信贷的有效对接:潍坊银行案例  

Effective Docking of Artwork and Bank Credit:Case of Weifang Bank

作　　者：柳中波[1] 杨金柱[1] 

机构地区：[1]中国人民银行潍坊市中心支行,山东潍坊261041

出　　处：《金融发展研究》2011年第10期50-54,共5页Journal Of Financial Development Research

摘　　要：文化产业是我国亟需发展的产业。九部门曾联合制定出台了《关于金融支持文化产业振兴和发展繁荣的指导意见》,倡导各金融部门大力推进金融与文化产业的对接。潍坊银行抓住机遇,先行先试,通过构建"四位一体"的多层次契约关系,对艺术品质押贷款存在的定价保真、变现、担保和托管四个技术性难题实现了突破,成功发放了全国首笔艺术品质押贷款,完成了艺术品与银行贷款的有效对接。这一金融创新为文化产业迅速发展提供了强力、可持续的金融支持。At present, cultural industry needs to be developed urgently in China. Nine departments have jointly issued ＂Guidance to financial support of cultural industry development and prosperity＂, which urges all financial institutions to promote the docking of finance and cultural industries. Through constructing ＂quatemity＂ multi-level contract relationship, Bank of Weifang has solved the pricing and fidelity, liquidation, guarantee, hosting four technical problems, and successfully issued initial art pledged loan in China. This financial innovation provides strong and sustainable financial support for the rapid development of cultural industries.

关 键 词：文化产业 艺术品 质押贷款 

分 类 号：F832.4[经济管理—金融学]