区域保险业促进新疆跨越式发展的实证研究  

An Empirical Research of Regional Insurance Industry Stimulating Great-leap-forward Development in Xinjiang

作　　者：卢爱珍[1] 尹泽东[1] 

机构地区：[1]新疆财经大学金融学院,乌鲁木齐830012

出　　处：《新疆财经》2011年第5期39-45,共7页Finance & Economics of Xinjiang

摘　　要：本文以新疆保费收入和地区GDP数据为研究依据,选取样本区间为1980年-2009年,利用统计分析工具进行实证研究。得出:(1)新疆保险业发展与经济增长高度正相关;(2)保险业发展与经济增长之间存在由经济增长到保险业发展的格兰杰因果关系,即国民经济的快速发展有利于促进保险业发展;(3)新疆财产保险发展、人寿保险发展与经济增长存在正相关;(4)短期内财产保险、人寿保险都不是经济增长的Granger原因,但经济增长却是财产保险和人寿保险发展的Granger原因;从长期来看,人寿保险的增长可以带动经济的增长。This paper, based on premium income and regional GDP data in Xinjiang, selecting the samples from the year 1980 to the year 2009, uses statistical tools Eviews5.0 to make an empirical research. The conclusions are： （ 1 ） the Xinjiang insurance industry development and economic growth is highly related ; （2） the insurance industry development and economic growth by be- tween economic growth to the development of the insurance industry granger causality, the rapid economic development to promote insurance industry development; （3） Xinjiang property insurance development, life insurance development and economic growth have positive correlation; （4） the short term property insurance, life insurance are not economic growth, but economic growth Granger reason is property insurance and life insurance development of Granger reason, and in the long run, life insurance growth may be the reason for economic growth Granger.

关 键 词：新疆保险业 经济增长 财产保险 人寿保险 跨越式发展 

分 类 号：F842.7[经济管理—保险]