我国票据业务发展亟需制度性创新  

Institutional Innovation is Imperative in China's Notes Business Development

作　　者：赵慈拉[1] 

机构地区：[1]中信银行上海分行,上海200120

出　　处：《上海金融》2011年第11期43-46,共4页Shanghai Finance

摘　　要：本文从监管视角对票据业务快速发展中出现的一些异化现象进行了分析,认为在票据业务中仅局限于对机构的监管是不够的,更需要的是对市场的监管和对金融工具及交易的监管,而交易主体、交易产品、交易价格和交易规则是构成一个金融市场的关键要素,为此需要针对这些要素进行制度性创新,以规范整个票据业务链上的各类交易。The article analyzes some alienation phenomena during the rapid development of notes business from regulatory angle,and argues that the regulation should not be limited only to institutions;it should cover the market and financial tools and transactions.Transaction subject,product,price and rules are all the key factors to financial market,and we need to promote institutional innovation targeting these factors,so as to standardize all categories of transactions in notes business chain.

关 键 词：电子商业汇票 融资性票据 风险定价机制 票据丧失救济 跨市场交易 商业本票 

分 类 号：F830[经济管理—金融学]