中小企业融资困境破解——以苏州为例  被引量:5

中小企业融资困境破解——以苏州为例

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作  者:张立俊[1] 

机构地区:[1]苏州经贸职业技术学院,江苏苏州215009

出  处:《黑龙江对外经贸》2011年第11期101-103,共3页Heilongjiang Foreign Economic Relations and Trade

基  金:江苏省高校哲学社会科学基金项目"中小企业融资渠道研究--以苏州为例("编号:09SJD630066)

摘  要:中小企业的迅猛发展已成为推动我国国民经济发展新的经济增长点。但同时,中小企业的融资困难也日益暴露出来,这一问题已经成为制约我国中小企业发展的"瓶颈",并受到政府和理论界的普遍关注。通过对中小企业融资现状进行分析,指出中小企业间接融资方式单一、直接融资渠道缺乏、信用体系不健全、缺乏相应的法律、法规保障体系和为中小企业服务的金融机构是我国当前中小企业融资难的主要原因,并试图从政策体制、直接融资、间接融资等几个角度出发就如何改善中小企业融资现状,拓宽其融资渠道提出一些对策建议。China has rapid development of small and medium enterprise that is considered as a new ewnomic growth point for promoting national economic development in china.At the same time,financing difficulties of SMEs are also increasingly exposed,the problem has restricted the development of SMEs in China,and been concerned by the government and the general theorists.On the analysis of the status of SME financing,SME indirect financing is single,direct financing channels is the lack of credit system,the lack of appropriate laws,regulations,security system and the lack of financial institutions for SMEs are the main reasons to finance for SMEs difficutly,and tried from the policy system,direct financing and indirect financing,and several other point of view on how to improve the financing situation of SMEs,broadening financing channels for its some suggestions.

关 键 词:中小企业 融资 政府 银行 

分 类 号:F830.9[经济管理—金融学]

 

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