中国商业银行技术进步的实证分析  

An Empirical Analysis on the Technology Progress of Chinese Commercial Banks

作　　者：李富有[1] 窦育民[1] 

机构地区：[1]西安交通大学经济与金融学院,陕西西安710061

出　　处：《西安交通大学学报（社会科学版）》2011年第6期40-44,共5页Journal of Xi'an Jiaotong University：Social Sciences

基　　金：教育部人文社科基金项目(09XJA790010)

摘　　要：基于1994-2008年的面板数据,运用柯布-道格拉斯成本函数和超越对数成本函数分析了中国14家商业银行的希克斯中性技术进步和非中性技术进步。研究发现,柯布-道格拉斯成本函数下和超越对数成本函数下的中性技术进步分别使银行成本在样本期平均降低了1.93%和4.32%;14家商业银行中,非中性技术进步效应最好的是民生银行,最差的是农业银行;总体上看,股份制商业银行的非中性技术进步明显好于国有商业银行。Based on the panel data of Chinese 14 commercial banks during the sampling periods from 1994 to 2008,this paper applies Cobb-Douglas cost function and translog cost function to analyze Hicks neutral and nonneutral technological progress of the 4 state-owned commercial banks and 10 joint stock commercial banks,respectively.It is revealed from the study that the neutral technological progress under the Cobb-Douglas cost function and translog cost function enables the banking cost to drop 1.93% and 4.32% on average in the sampling period.In 14 commercial banks,nonneutral technological progress effect of Minsheng Bank is the best,and that of Agriculture Bank of China is the worst.Overall,the nonneutral technological progress effect of 10 joint stock commercial banks is apparently better than that of 4 state-owned commercial banks.

关 键 词：商业银行 技术进步 柯布-道格拉斯成本函数 超越对数成本函数 

分 类 号：F832.29[经济管理—金融学]