农村信用社经营效率变动的评价分析——以龙岩市为例  

Evaluation and analysis of the change of operating efficiency for rural credit cooperatives——Taking Longyan City as an example

作　　者：郑海荣[1] 赵莹[1] 谢志忠[1] 

机构地区：[1]福建农林大学经济与管理学院,福建福州350002

出　　处：《福建农林大学学报（哲学社会科学版）》2011年第6期39-42,共4页Journal of Fujian Agriculture and Forestry University(Philosophy and Social Sciences)

基　　金：教育部人文社科规划基金项目(10YJA630177)

摘　　要：农村信用社作为县域金融业的核心,肩负着为新农村建设服务的重要使命,农村信用社产权改革逐步强化其商业盈利性目标,经营效率是银行综合竞争力的集中体现。利用数据包络分析法(DEA)对2006-2009年龙岩市农村信用社的经营效率进行实证分析,结果表明龙岩市农村信用社有着较好的发展,而规模无效是阻碍农村信用社发展的根本原因,据此提出了相应的政策建议。Rural credit coopomtives, as the core of the county finance, shoulder the important mission to serve the building of a new countryside. Property rights reform of rural credit cooperatives gradually strengthens its commercial profit targets. Business efficiency is centralized embodiment of a bank comprehensive competitiveness. The data envelopment analysis （ DEA } is taken to conduct em- pirical analysis of the operating efficiency of rural credit cooperatives in Longyan City during between 2006 and 2009. The result shows the development of rural credit cooperatives in Longyan City, while the lack of scale efficiency is the barrier impeding the development of rural credit cooperatives. Accordingly the corresponding policy has been proposed.

关 键 词：农村信用社 经营效率 DEA分析 龙岩市 

分 类 号：F832.35[经济管理—金融学]