一种使移动终端无缝接入传统网银系统的方案  

A SCHEME ENABLING MOBILE TERMINAL TO SEAMLESSLY ACCESS TRADITIONAL INTERNET BANKING SYSTEM

作　　者：王四军[1] 茹昭[1] 

机构地区：[1]普天信息技术研究院有限公司,北京100080

出　　处：《计算机应用与软件》2011年第12期102-104,共3页Computer Applications and Software

基　　金：国家科技重大专项项目(2009ZX03004-007-2);电子信息产业发展基金项目(财建[2008]329号;工信部运[2008]97号)

摘　　要：提出一种将传统互联网银行系统平滑升级为手机银行的设计方案,满足传统网银服务系统在不做任何修改的条件下,能够同时提供互联网接入与移动互联网接入服务。通过引入代理服务器,移动终端被虚拟为电脑客户端,使得移动终端的接入在网银系统看来,即为传统互联网接入方式。同时,移动终端上的复杂运算由代理服务器完成,降低了终端的负荷,使终端简化成为远程操作的交互界面。另外,移动设备上采用智能存储卡作为签名设备,可以达到与网银上使用USBKey相同的安全性。A design scheme of smoothly upgrading traditional internet banking system to mobile banking system is proposed.It fulfils such a service that the traditional internet banking service system,in condition of without any change,can access both the internet and the mobile internet simultaneously.The scheme introduces a proxy server,in this way a mobile terminal is virtualised as a client computer,therefore the access of a mobile terminal,from the perspective of internet banking system,is the same as the access of traditional internet.Meanwhile,the complex computations on mobile terminal are implemented by the proxy server,which reduces the load of the terminal and simplifies the terminal to an interactive interface of remote operations.Moreover,an intelligent storage card is used on mobile devices as the signing equipment,it achieves the security the same as a USBKEY used on internet banking system.

关 键 词：手机银行 智能存储卡 USBKEY PKI 

分 类 号：TP311.52[自动化与计算机技术—计算机软件与理论]