印度小额贷款公司危机爆发对广西小额贷款公司发展的警示——以广西玉林、百色、来宾为视角  

The Warning of Small Loan Companies' Crisis in India to the Small Loan Companies in Guangxi

作　　者：李世炎[1] 杨丽[1] 麦勇[1] 刘义超[1] 陈燕添[1] 

机构地区：[1]中国人民银行玉林市中心支行,广西玉林537000

出　　处：《区域金融研究》2011年第12期40-45,共6页Journal of Regional Financial Research

摘　　要：目前,小额贷款公司在全国范围内蓬勃兴起,小额贷款公司在经营过程中还存在诸多制约因素,小额贷款公司的政策制度、监管方式、运营模式、资金成本还没有太多可靠的经验可以借鉴。本文以广西壮族自治区小额贷款公司的发展为例,引入印度小额贷款公司爆发危机的经验教训,警示当前小额贷款公司经营发展过程中存在的问题,并据此提出了现实可行的政策建议。At present, small loan companies have mushroomed across the country, but there constraints of small loan companies in the business process, and there are no much reliable experience be learnd. In this article, we take the development of small loan companies in Guangxi as an example, are many which can introduce a lesson for small loan companies＇ crisis in India, alert the current problems of small loan companies in the development process, and accordingly propose realistic and feasible policy recommendations.

关 键 词：小额贷款公司 印度 风险 警示 

分 类 号：F832.7[经济管理—金融学]