进一步推动邮政储蓄服务河北“三农”的对策建议  

Strategies and Suggestions on Promoting Postal Savings to Serve Hebei Agriculture,Rural Areas and Farmers

作　　者：马丽斌[1] 赵蕾[2] 

机构地区：[1]石家庄邮电职业技术学院金融系 [2]石家庄经济学院管理科学与工程学院,河北石家庄050021

出　　处：《商业经济》2012年第1期16-17,63,共3页Business & Economy

基　　金：2010年河北省教育厅课题:邮政储蓄资金服务河北新农村经济发展研究的阶段性成果(SZ2010514)

摘　　要：河北省的邮政储蓄找准市场定位,坚持送贷款下乡进村,并利用农村网点数量多的优势,成为金融服务三农的重要渠道。但与其他行相比,贷款品种较少,邮储信贷服务三农还存有一定差距。进一步推动邮政储蓄服务河北"三农"的对策是:创新贷款业务品种;建立"三农"信贷专营机构;实施"信贷县县通"等工程服务三农;加强与农金投资等担保公司、政策性农业保险公司的战略合作;大力推动信用信息数据库、信用村镇建设。The postal savings in Hebei Province has become an important channel of serving agriculture, rural areas and farmers, by taking the advantages of setting up more rural savings network to do loan business in villages. Compared with other businesses, there is some gapin its credit service due to single loan service. Therefore, the strategies to serve agriculture, rural areas and farmers in Hebei Province are to build exclusive institutions on loan to reach every county, increase cooperation with bonding companies and agricultural insurance compa-nies of farming funds, and promote construction on credit databases and credit villages.

关 键 词：邮政储蓄 服务“三农 河北省 

分 类 号：F830.48[经济管理—金融学]