农业发展银行巩固和发展粮食收购主体信贷业务研究——切实防控准政策性贷款风险的思考  

Study on Strengthening and Developing Credit Operations of Grain Purchasing of Agricultural Development Bank of China

作　　者：李炜[1] 常学军[1] 

机构地区：[1]河北广播电视大学,河北石家庄050071

出　　处：《安徽农业科学》2012年第2期1092-1094,1097,共4页Journal of Anhui Agricultural Sciences

摘　　要：阐述了粮食生产流通和农业发展银行收购信贷业务发展现状,分析了农业发展银行发展粮食收购主体信贷业务时存在的问题及原因,并提出解决对策:筑牢思想基础,树立品牌意识;改进收购资金供应和管理手段,切实防控贷款风险;完善经营绩效考核机制,调动分、支行巩固和发展主体业务的积极性;优化人力资源,保障业务平衡较快发展。The status quo of crops production and purchase credit operation by Agricultural Development Bank of China was expounded. The problems and reasons of agricultural development bank purchasing crops were studied and countermeasures were proposed, such as consolidating ideology and infusing brand consciousness; improving fund supply and management measures to control loan risk; managing credit calculation mechanism ; mobilizing the enthusiasm of solidifying and developing main business ; optimizing human resources and insuring the stable and quick development of business.

关 键 词：粮食 收购贷款 信贷管理 风险防控 

分 类 号：F306[经济管理—产业经济]