我国商业银行盈利能力影响因素的实证分析  

An Empirical Analysis on Profitability Influenceing Factor of China Commercial Bank

作　　者：王帅林[1] 

机构地区：[1]新疆财经大学,新疆乌鲁木齐830012

出　　处：《武汉商业服务学院学报》2011年第4期15-17,共3页Journal of Wuhan Commercial Service College

摘　　要：本文选取了我国的八家商业银行十年数据进行了实证分析,分析得出:商业银行的盈利能力与其总资产、贷款规模、中间业务收入与营业收入的比率、非利息费用支出和消费者价格指数成负相关关系,与其存款规模、现金持有量、国内生产总值和是否上市成正相关关系,并在此基础上提出了一些建议。This thesis selects eight commercial bank including ten years data do empiricial analysis.Result is that the profitability of commercial bank with total assets,loan size,the ratio intermediary service to operating income,non-interest expenses and consumer prices index is negative relationship,with deposits size,cash holdings,gross domestic product and whether is it listed commercial bank is positive relationship,and puts forward some suggestions.

关 键 词：商业银行 盈利能力 实证分析 

分 类 号：F832.33[经济管理—金融学]