我国保险业反垄断法豁免制度建设研究  

A Research on the Anti-monopoly Law Exemption Regime for the Insurance Industry in China

作　　者：陈敏[1,2] 官兵 

机构地区：[1]西安理工大学,陕西西安710054 [2]中国人民大学,北京100872 [3]中国再保险集团股份公司,北京100033

出　　处：《保险研究》2012年第1期116-120,共5页Insurance Studies

摘　　要：探索建立保险业的反垄断法豁免制度,对完善我国竞争法律体系、促进行业稳健发展具有重要意义。本文从回顾保险业适用反垄断豁免的经济和法学依据出发,讨论了欧美等立法区保险业豁免制度的特征和发展趋势,结合我国实际提出了建立保险业反垄断豁免制度的模式选择和政策建议。主要结论是:我国保险业应实施分类豁免制度,对保险公司在保费计算、共保、保单标准化等方面的合作活动予以特别许可。Establishing an anti-monopoly law exemption regime in the insurance industry has a great significance for the improvement of competition law systems and healthy development of the industry. This article mainly discussed characteristics and development of insurance exemption regime in European and American legislative zones with a review of the economic and legal foundation for the insurance antitrust exemption. And with consideration of the actual conditions in China, it offered specific suggestions on the practical model and policies for establishing the insurance antitrust exemption regime. The main conclusion was that China should implement the classified exemption regime in the insurance industry, and insurance companies were authorized special permission in some activities of cooperation, such as calculation of premiums, co-insurance and standardization of insurance policies.

关 键 词：保险业 反垄断法 豁免制度 

分 类 号：D922.29[政治法律—经济法学]