美国金融监管有效性的趋势分析及政策建议  

US Financial Supervision Effectiveness:Trend and Policy

作　　者：张鹏[1] 解玉平[1] 

机构地区：[1]中央财经大学金融学院,北京100081

出　　处：《天津商业大学学报》2012年第1期21-26,共6页Journal of Tianjin University of Commerce

基　　金：国家社会科学基金重大项目"中国金融监管制度优化设计研究"(09&ZD037);教育部人文社会科学重点研究基地基金"中国金融发展中的创新与监管问题研究"(10JJD790011);中央财经大学"211工程"三期重点学科建设项目"各国金融监管比较研究"

摘　　要：总结既有理论提出一种衡量金融监管有效性的新的方法——金融监管指数分析方法,并基于这种方法对美国金融监管的有效性进行总体的衡量和判断。研究认为,2000—2009年,美国的金融监管指数呈现持续下降的趋势,说明过去十年美国的金融监管质量是逐步下降的,美国的金融监管已经不能适应其金融业的发展。在以后的发展过程中,美国应该密切关注其金融监管指数的变化,防范金融风险,同时注意保持金融监管与金融业发展的匹配性,以及金融业效率性与稳定性的均衡。By summarizing existing theories,this article presents a new method of measuring the effectiveness of financial supervision——financial regulatory index.It measures and evaluates US effectiveness of financial supervision.The study suggests that there was a continued downward trend in US financial regulatory index from 2000 to 2009.This indicates that the quality of financial supervision was gradually declining in United States over the past decade,and financial supervision was unable to keep pace with the development of financial industry.In later development process,United States should pay close attention to change in financial regulatory index,prevent financial risks,maintain the matching of financial supervision and the development of financial industry,and keep a balance between financial efficiency and stability.

关 键 词：金融监管指数 金融监管有效性 衡量 

分 类 号：F830[经济管理—金融学]