中资银行跟随客户的国际化动机与区位特征——基于2005～2009年面板数据的实证分析  

International Motivation of "Follow the Customer" and Location Features of Chinese Banks:An Analysis based on the Panel Data of 2005～2009

作　　者：吴晓云[1] 陈怀超[1] 李辉[1] 

机构地区：[1]南开大学商学院

出　　处：《世界经济研究》2012年第2期10-15,38,共7页World Economy Studies

基　　金：国家自然科学基金资助项目"银行企业全球服务营销新战略动态模型;战略维度及其测评体系--基于组织和顾客双重战略感知的实证研究"(项目批准号:70872054)

摘　　要：本文以2009年末已经国际化的15家中资银行为研究对象,采用可行广义最小二乘法探究了2005～2009年间中国与中资银行所进入的34个国家/地区的双边贸易以及直接投资对中资银行在这些国家/地区的分支机构数目的影响。实证结果表明,中资银行倾向于在双边贸易、直接投资总额多的国家/地区设立分支机构,这验证了中资银行跟随客户进行国际化的动机。在此基础上,本文进一步分析了中资银行跟随客户在境外设立的分支机构所呈现的区位特征。In recent years,with FDI accelerating and the level of trade rising,China′s banks have also accelerated the pace of internationalization and have set up more and more branches in foreign countries and regions.Does it is concerned in the China′s OFDI and bilateral trade with other countries and regions? To this question,with the research objects of 34 countries and regions which China′s banks had entered by the end of 2009,the paper explores the impact of China′s OFDI and bilateral trade on the number of the branches which China′s banks had set up in these countries and regions between 2005 and 2009 using Feasible Generalized Least Squares.The results show that the more China′s OFDI and bilateral trade with these countries and regions,the more likely China′s banks to set up branches,which validates the internationalization of China′s banks with the motivation of 'Following the Customer'.On this basis,the paper further analyzes location features showed by overseas branches of China′s banks.

关 键 词：国际化 中资银行 跟随客户 分支机构 双边贸易 FDI 

分 类 号：F832.3[经济管理—金融学] F224