金融集聚与产业结构升级——来自2003—2007年省际经济数据的实证分析  

Financial agglomeration and industrial structure upgrading——Empirical analysis based on inter-provincial economic data from 2003 to 2007

作　　者：孙晶[1] 李涵硕[2] 

机构地区：[1]南京师范大学商学院,江苏南京210046 [2]中国银行股份有限公司江苏省分行,江苏南京210005

出　　处：《经济学家》2012年第3期80-86,共7页Economist

摘　　要：金融集聚使集聚区内部的金融产业和相关产业联系更加紧密。金融发展通过作用于产业结构变动的内在机制对产业结构的调整与产业水平的提升产生重要影响。本文通过引入区位熵从银行、证券、保险三个方面分析了31个省市地区的金融集聚程度,然后利用2003—2007年省际面板数据借助时刻个体固定效应模型检验了金融集聚对产业结构升级的贡献度,发现金融集聚对我国东、中、西部的产业结构升级都具有明显的促进作用,并且呈逐年上升趋势,同时银行业对产业结构的升级贡献度明显大于证券、保险业。Financial agglomeration brings about a closer tie between the financial industry in the assemble area and interrelated industries. Financial development influences the industrial restructuring and the improvement of industry level by the internal mechanism which acted on industrial structure transformation. This paper analyzes financial agglomeration level in 31 provinces and cities from the banking, securities and insurance industries by introducing the location entropy, then this paper uses the provincial panel date from 2003 to 2007 to examine the contribution of financial agglomeration to the upgrading of industrial structure with the aid of time entity fixed effects regression model, the study finds that financial agglomeration has obvious effect on promoting the upgrading of industrial structure in the eastern, central and western China, and it show an upward trend year by year, meanwhile, the banking industry makes greater contribution to the upgrading of industrial structure than securities and insurance industries.

关 键 词：金融聚集 产业结构升级 时刻个体固定效应模型 

分 类 号：F830[经济管理—金融学]