养老金制度参数分析与延迟退休对策探析  

Analysis on the parameters of pension system and the policy of postponed retirement

作　　者：徐婷婷[1] 韦樟清[1] 

机构地区：[1]福建师范大学公共管理学院,福建福州350108

出　　处：《福建农林大学学报（哲学社会科学版）》2012年第1期77-81,共5页Journal of Fujian Agriculture and Forestry University(Philosophy and Social Sciences)

基　　金：2010年教育部人文社科研究青年基金项目(10YJC840074);福建省教育厅科研项目(JA100955)

摘　　要：通过分析调整养老金收支平衡的5个制度参数:覆盖率、缴费率、替代率、个人账户的给付系数、退休年龄,指出延迟退休是这5个可调节的制度参数中缓解养老金压力最有效的参数,并分析指出延迟退休应是一个循序渐进的过程,在借鉴国外经验的基础上,提出适应我国国情的延迟退休的政策建议。Five system parameters to adjust the revenue and expenditure balance in pension,coverage rate,payment rate,substitution rate,coefficients of individual accounts payment,and retirement age,are analyzed.It is concluded that postponed retirement age is the most effective one of the five system parameters to reduce the pension pressure,and it is held that to postpone retirement age should be a step-by-step process.Referring to the experience abroad,the policy to postpone retirement age adaptable for China′s conditions is put forward.

关 键 词：养老金制度参数 延迟退休 弹性退休制度 

分 类 号：D632.1[政治法律—政治学]