银行理财业务监管政策及其走势分析  

Analysis on Regulatory Policy and Trend of Banking Wealth Management Business

作　　者：张坤[1,2] 

机构地区：[1]中国社会科学院金融研究所博士后科研流动站 [2]中国华融资产管理公司博士后科研工作站

出　　处：《银行家》2012年第2期59-62,6,共4页The Chinese Banker

摘　　要：近年来,银行理财业务非常红火,其中隐含着利率市场化以及银行经营转型、监管套利和变相揽储等因素。随着监管部门对银行理财业务的监管日趋严格,梳理银行理财业务监管政策,分析政策走势,对银行开展代客理财业务具有重要意义。Banking wealth management business has been booming in recent years,implicating elements such as marketization of interest rate,bank operation transformation,and bank solicits depositors.Along with supervision becoming more and more rigorous,it is necessary to analysis the supervision policies and their tendency,which is meaningful to develop the financing business.

关 键 词：代客理财业务 监管政策 银行 利率市场化 经营转型 监管套利 监管部门 政策走势 

分 类 号：F832.2[经济管理—金融学]