贸易融资资产的证券化分析  

An Analysis to Securitization of Trade Finance Asset

作　　者：罗云峰[1] 

机构地区：[1]绍兴文理学院上虞分院,浙江上虞312300

出　　处：《税务与经济》2012年第2期31-36,共6页Taxation and Economy

摘　　要：资产证券化是我国金融市场发展的重要方向之一,而贸易融资资产是商业银行的重要资产之一。在贸易额逐年增加的背景下,促进贸易融资资产的证券化不仅是商业银行进行风险管理的重要方式,也是推进我国资产证券化进程的有效途径。由于供应链融资思想的引入,目前的贸易融资过程与传统的贸易融资相比有了较大的变化。在我国资产证券化市场刚刚出现的背景之下,贸易融资资产的证券化需要解决原始资产的风险管理、证券化模式的选择、中介机构制度的创立、信用评级与增级和机构监管等一系列的制度问题。Asset securitization is an essential direction to development of finance market in China,and trade finance assets belong to one of the most important assets in commercial bank.As import and export amount increasing in recent years,to impove secutization of trade finance assets will improve risk management level of commercial bank.It＇s also a valid path to develop securitization for various assets.As theories of chain finance entering into practice,process of previous trade finance has been much different from that of traditional trade finance.At the stage that asset securitization market sprouting,to carry out securitization of trade finance asset,we need to solve a series of difficulties,include risk management of original assets,choosing of securitization mode,and regimes for intermediaries,rating and enhancement of credit,supervising,etc.

关 键 词：贸易融资 资产证券化 金融市场 商业银行 

分 类 号：F715.51[经济管理—产业经济] F830.33