农村金融支持农业现代化发展的途经研究——基于东中西部典型省份的面板数据分析  

Study on the Path of Rural Finance Supporting Agriculture Modernization Development —Based on the Panel Data Analysis of Typical Provinces in Eastern-Mid-Western Areas

作　　者：李喜梅[1] 彭云[1] 

机构地区：[1]广东金融学院,广东广州510521

出　　处：《湖南商学院学报》2012年第1期86-91,共6页Journal of Hunan Business College

摘　　要：农业现代化的发展,离不开资金的支持,传统的农村信贷补贴政策却无法解决农村资金瓶颈问题。农村金融究竟应以何种方式支持农业现代化发展？本文以哈罗德-多马模型为基础,运用中东西部典型6省2004~2008年的数据建立面板模型实证了储蓄率、储蓄转换为投资的比率、投资的效率对农业现代化发展的影响。结果表明,主要是资金的可得性而不是资金的成本影响了农业现代发展,因此,农村金融支持农业现代化的政策重点在于解决农村资金的可得性问题。Agriculture modernization can not develop wfthout the support of the fund, while the traditional rural credit subsidy policy actually can not solve the problem of fund bottleneck. Which way should the rural finance support the agriculture modernization？ This paper makes an empirical analysis of the influence of savings ratio, the deposit to transform into the investment ratio and the investment efficiency on agricuhure modernization development based on the Harold-doma model and panel data model from 6 different provinces in china from 2004-2008. The result indicates that it is more important for peasant to get more fund than reducing their loan costs. Therefore, the key problem is to open more access to fund.

关 键 词：农业现代化 农村金融 面板模型 

分 类 号：F830.341[经济管理—金融学] F830.58