存款计息方法对存款方式选择的研究  

Research of deposit calculation measurement on its way selection

作　　者：贾明东[1] 

机构地区：[1]成都职业技术学院财经系,四川成都610054

出　　处：《特区经济》2012年第3期292-294,共3页Special Zone Economy

摘　　要：在货币资金运用的过程中,投资者分析各种投资工具收益的大小是提高资金效率的必然选择,货币的时间价值大小是投资者优先考虑的因素,而存款的利息是货币时间价值的计算,选择存款方式对比各类存款收益大小,所以,对不同种类的存款的货币时间价值进行计算分析是必要的。通过对各类存款在不同时间段货币时间价值的计算方法的探讨,有助于对现金流不同的存款人选择合理的存款方式。In the process of monetary funds,investors analyze the size of investment tools gain the in- evitable choice to improve capital efficiency, the size of the time value of money is a priority for in- vestors, factors, and interest on deposits is typical of the time value of money performance comparison of various types of deposits, returns the size of the ele- ments is to choose the deposit, so different types of deposits, time value of money calculation is neces- sary. Different types of deposits through time in the time value of money calculation method of help for dif ferent people choose to deposit the cash flow a reason- able deposit.

关 键 词：货币的时间价值 存款积数 活期存款 定期存款 

分 类 号：F830.48[经济管理—金融学]