浅析我国中小企业融资难的原因与对策  

A Brief Analysis of Causes and Countermeasures for Financing Difficulties of China’s Small and Medium-sized Enterprises

作　　者：苏晨佳[1] 王英姿[1] 

机构地区：[1]常熟理工学院管理学院,江苏常熟215500

出　　处：《常熟理工学院学报》2012年第1期38-41,共4页Journal of Changshu Institute of Technology

基　　金：2009年江苏省大学生实践创新训练计划项目"‘无忧’金融理财专家"(783)

摘　　要：中小企业在我国经济发展中发挥着重要作用。然而中小企业"融资难"问题日益突出,逐渐影响着中国经济的发展。中小企业"融资难"主要与企业内部环境、政府的宏观调控及商业银行的经营目标等因素有着密切的关系。解决中小企业"融资难"需要从多角度提出有针对性的措施,以实现一个良好的融资环境。Small and medium-sized enterprises play an important role in China＇s economy. However, financing difficulties have become increasingly prominent, which gradually influence the development of Chinese economy. Some main causes for financing difficulties are closely related to the internal environment of enterprises, macroscopically adjusting control of the government and the management goals of commercial banks. To solve financing difficulties needs countermeasures from many angles to create a good financing environment.

关 键 词：中小企业 融资难 原因 对策 

分 类 号：F42[经济管理—产业经济]