邮储银行信贷风险控制问题与成因分析  

On Credit Risk Control of Postal Savings Bank

作　　者：刘志坚[1] 邓莹[2] 晏艳珍 

机构地区：[1]江西农业工程职业学院,江西樟树331200 [2]江西农业大学院,江西南昌330045 [3]中国邮政储蓄银行新余市分行,江西新余338000

出　　处：《武汉商业服务学院学报》2012年第1期34-36,共3页Journal of Wuhan Commercial Service College

摘　　要：邮储银行由于试水信贷业务不久,其在信贷经营和信贷管理上经验缺乏,相应的信贷风险控制水平也较低下。文章以邮储银行信贷基本情况为出发点,对邮储银行现阶段信贷风险控制存在的问题进行了探讨,并深入剖析了引发的原因所在。Due to tryiug credit business for a short time,Postal Savings Bank of China in the credit operation and credit management is lack of experience,the corresponding credit risk control level is low.This article takes the basic situation of credit to the postal savings bank as a starting point,discusses the credit risk control problems of the postal savings bank and explores the causes in-depth analysis of the causes.

关 键 词：邮储银行 信贷风险 信贷风险控制 

分 类 号：F832.4[经济管理—金融学]